Good Therapy SF is in-network with Medicare Part B, Aetna, Carelon, and Modern Health. We also work with clients paying out of pocket and clients using out-of-network benefits from other insurance plans. Our team of licensed psychologists and therapists provides evidence-based care, primarily Cognitive Behavioral Therapy (CBT) and mindfulness-based approaches, at our downtown San Francisco office in the Flood Building, and via telehealth throughout California.
If you’re not sure whether your plan covers therapy with us, call us at 415.483.0950 or email info@goodtherapysf.com and we’ll help you figure it out before your first session.
We accept Original Medicare (Part B) for outpatient mental health services, including individual therapy for anxiety, depression, grief, and other concerns common in older adults.
Medicare Part B typically covers 80% of the approved amount for therapy after you’ve met your annual Part B deductible. The remaining 20% is your responsibility unless you have a Medigap (supplemental) plan that picks it up. Most do. Sessions are covered both in person at our San Francisco office and via telehealth.
Medicare Part B does not require a referral for outpatient therapy. Both in-person and telehealth sessions are covered.
We are in-network with Aetna for commercial and employer-sponsored plans. If you have Aetna through your job or as an individual plan, your therapy sessions with our in-network providers are typically covered.
Aetna copays for behavioral health visits generally range from $20 to $50 per session, depending on your specific plan. Some plans require you to meet a deductible first; others don’t. Before your first appointment, we’ll verify your benefits and tell you exactly what to expect. No surprise bills.
Aetna does not require a referral for outpatient therapy. Both in-person and telehealth sessions are covered.
We are in-network with Carelon Behavioral Health (formerly Beacon Health Options). Carelon manages behavioral health benefits for a number of commercial and employer plans, so even if your insurance card doesn’t say “Carelon,” your mental health benefits may still be administered through them.
If your plan uses Carelon for behavioral health, your therapy sessions with us are covered after your deductible is met. Your copay or coinsurance are typically in the same range as other commercial plans ($20 to $50 per session), though specifics depend on your underlying insurance. We’ll verify your benefits before your first session and tell you exactly what to expect.
Carelon does not require a referral for outpatient therapy. Both in-person and telehealth sessions are covered.
Not sure if your plan uses Carelon? Look on the back of your insurance card for the behavioral health phone number or network name, or call us with your member ID and we’ll check for you.
We accept Modern Health, an employer-sponsored mental health platform used by many Bay Area employers. Coverage typically includes a number of free sessions per year, with the option to continue at a reduced rate.
If you have a PPO plan that we’re not directly contracted with, for example, Blue Shield, United Healthcare, Cigna, or Anthem, you can still see us as an out-of-network provider. Many PPO plans reimburse 50 to 80% of the session fee after you meet your out-of-network deductible.
Here’s how it works: you pay our standard session fee at the time of service, we provide you with a superbill (an itemized receipt with the codes your insurer needs), and you submit it to your insurance company for reimbursement.
Additionally, there is the option to use Thrizer for OON reimbursement. While some of our clients choose to submit their OON forms on their own, many choose this option, as Thrizer will submit your OON paperwork automatically for a 1% fee.
Some of our clients choose to pay out of pocket, either because they don’t want to use insurance or because their plan isn’t a fit. Our standard session fee depends on the therapist; contact us for current rates. We accept all major credit cards, HSA, and FSA payments.
Does Good Therapy SF accept Medicare? Yes, we accept Original Medicare Part B for outpatient mental health services, both in-person at our San Francisco office and via telehealth across California.
Does Good Therapy SF accept Aetna? Yes, we are in-network with Aetna for commercial and employer plans.
Do I need a referral to start therapy? No. Neither Medicare Part B, Aetna, nor Carelon require a referral for outpatient therapy.
Are telehealth sessions covered by insurance? Yes. Medicare Part B, Aetna, and Carelon cover telehealth therapy sessions in California.
What if I have a different insurance plan? We can see you as an out-of-network provider and give you a superbill to submit for partial reimbursement.
How much does therapy cost with insurance? With Aetna and Carelon, copays typically run $20 to $50 per session. With Medicare Part B, you pay 20% coinsurance after your deductible, often covered by a Medigap plan. We’ll verify your specific benefits before your first session.